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Wondering, “How Do I Sell My House in Kentucky With Water Damage?”


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Selling Your Kentucky Home With Water Damage


Disclaimer: The information relayed below is intended for general informational purposes. Should you encounter defects in with your house such as water damage, you should consult a professional restoration company and/or legal council for specific guidance. We Buy Property In Kentucky is a local home buying company that buys water damaged houses in Kentucky without requiring you to conduct repairs.


Sell my house in Kentucky with water damage

When you want to selling your Kentucky home normally comes with a little stress, but finding water damage adds another layer of complexity to the matter. Any defect or damage to your house will ultimately affect the price you’re able to garnish for your house. The price that you capture from the market will vary based on the underlying cause of the water damage, repairs conduct (or lack thereof) and the amount of damage. Before you put on your work boots and roll up your sleeves, realize there are different routes you can take to sell your house.

Whether you choose to make repairs to your house, pay a professional or sell the home on the open market to a cash house buyer in Kentucky – it’s important to know that there are multiple exit strategies that you can use in order to sell your house. We’ll dive into each of these routes, the pros and cons of each so you can make an informed decision.

Selling My Kentucky House With Water Damage

Common Causes of Water Damage

Home ownership should come with a warning: Maintenance Required. If you own a home, you’ve probably gone to Home Depot, Lowes or your local store to get items or tools for maintenance and repairs. Water damage can be caused for a multitude of reasons such as severe weather patterns, aging of your home, lack of maintenance, faulty appliances (ei. washing machines, dish washer, water heater, HVAC, etc.) Additional water issues that frequently come up include:

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Frozen/Burst Pipes

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Toilet Overflows

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Foundation Cracks

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Clogged Gutters

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Plumbing Issues

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Sewer Backup


As you can tell or already aware from your own experience, water damage can turn into a big problem quickly. The costs to remedy water damage can quickly become overwhelming. Whether your house has a major water issue or a minor leak, if left unattended, the price can balloon quickly.

Water can cause cosmetic damage along with more severe damage compromising your home’s structural system, electric system, plumbing, and gas lines. Water can allow fungi and mold to grow in your house. These are very bad for your respiration system and can cause health issues if left in your living environment. Water left in places that it shouldn’t be can also attract unwanted guests…. bugs such as termites and carpenter ants can be drawn to feast on the supplies of your home. Termites in particular can cause lots of structural damage to a home and compromise the structural integrity of your home.

If you find water damage, the first thing you should do is stop the water. Then you should contact your insurance company. Usually homeowners insurance covers water damage when you report it in a timely manner. Keep in mind, if you live in a flood zone then you’ll need to purchase additional coverage for flood protection.

If you have uncovered water damage that has not been repaired, don’t worry. You still have options.

Selling My Kentucky House With Water Damage

Water Damage Severity & Remedies

Water Damage Classification:

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Class 1: A small amount of water is found to be absorbed or evaporated. Water is refined in a small area and has not barely dissolved into the materials of the structure such as carpeting or padding.

Class 2: A decent amount of water absorption and/or evaporation. Water has inhabited an entire room (or more) and materials are saturated (padding, carpeting, water wicking in walls is less than 2 feet).

Class 3: The largest amount of water evaporation and absorption is found, meaning water has seeped into the entire room (or more) and has saturated all building materials (including walls and ceiling). This is typically when the source of the water is overhead (ie. roof, pluming in the floor above, etc.)


Repairing Water Damage

We recommend seeking professional help if the water damage is greater than a class 1 or mild level 2. Even if the damage is minor, you might want to seek professional help unless the water was cleaned up immediately, and you can verify mold is not present.

Each type of water damage has the potential to impact your health and the safety of your home. There are different types of remedies for damage along with associated costs. The Institute of Inspection, Cleaning and Restoration (IICRC) defines the source and cleanliness of water damage:

Category 1: Clean Water (Rain, melted snow, leaking faucets, water pipes)This category does not pose a risk to health if cleaned quickly. However, remediation should take place immediately in order to keep from developing into a Category 2 or 3 within 48-72hrs.
Category 2: Grey Water (water that contains additives such as soaps, detergents, cleaning agents, aquariums, or toilet overflow)This category requires more cleaning and repairs. There are higher costs associated with this remedy. This category poses a mild health risk if left unattended it can quickly turn into a category three due to mold or bacteria growth.
Category 3: Black Water (Water from unknown and unfiltered sources such as groundwater, sewage backups, lakes, rivers or streams, etc.)This category is the most costly restoration and requires replacement of porous building materials such as carpeting, insulation, drywall and carpeting. Extreme incidents should be outsourced to a professional certified in mold and chemical remediation. Serious chemicals or toxins left in a house can cause major health issues.

Plumbing problems such as frozen or burst pipes frequently cause more damage than the average homeowner is prepared to repair. This can become especially troublesome when moister gets into the ceiling and walls and allows mold to grow. Insurance companies are willing to help address issues if promptly reported, but when they are left for long period of times, you’ll be required to pay out of pocket. The extent of costs vary based on the amount damage: drywall, insulation, flooring/sub-flooring, framing, siding, plumbing, wiring, as well as fixtures and appliances. It’s best to address these problems before they spread to other areas of your home.

Selling My Kentucky House With Water Damage

Selling Your House With Water Damage Through A Realtor

When you sell your house on the open market with a realtor realize that most buyers are looking for a turnkey house. Most buyers are not looking to part ways with their hard earned money to purchase a project.

Many buyers share your concern on costs and possible issues when water damage is present. In the same way that you are unwilling to make repairs, most buyers will not want to either. On the chance that you find a buyer willing to make an offer, their contract is usually contingent upon you making repairs to the water damage.

IMPORTANT: Water damage must be disclosed in writing to a buyer. Making quick cosmetic repairs without proper remediation with the intent of concealing water damage for the purpose of selling your house will likely result in a law suit and your liability for all repairs when eventually discovered by the buyer.

If the buyer wants to move forward with the purchase of your house they may ask you to conduct the repairs. If you’re unwilling to conduct the repairs yourself, then they may ask for a price reduction to account for the repairs. In some cases, the buyer may back out due to the extent of the repairs and the damage. This is troublesome as you’ll need to start the process all over from the start. Don’t worry though, there is another route you can take!

Selling My Kentucky House With Water Damage

Don’t Fix The Water Damage & Sell Your House As-Is

Selling your Kentucky house as is, really is one of the quickest ways to sell our house – especially if it has foundation issues. By listing your house as is or posting for sale by owner as is, it tells the market that you know there are issues with the house, you’ll disclose those issues, but you’re unwilling to fix the issues. It really doesn’t matter whether time, money or both are your issue. If you list your house as is, you’re telling the market that you’re ready to do a deal and move on. Many cash home buying companies are used to tackling foundation issues and they have no problem purchasing a home and completing the repairs.

Keep in mind, this usually will result in a lower transaction price as the repairs are on the buyer of the home. The cost-reward trade off is that you can sell your house fast without having to deal with the foundation issue, costs associated or convince Luke-warm buyers that you may encounter selling your house through a realtor. Lots of homeowners choose this route as they do not have the finances nor do they want to deal with the hassle of a foundation issue. This is a great option if you’re ready to sell your house fast in Kentucky and move on.

Selling My Kentucky House With Water Damage

We Buy Houses With Water Damage In Kentucky

Our motto is “We buy houses Kentucky” and if you’re tired of stressing over your property with water damage, then relax. We are a top cash home buyer in Kentucky for a reason. We buy houses throughout the bluegrass each month. We don’t require you to make repairs. We won’t ask you to clean. And we’ll close on your schedule. And, we’ll even pay closing costs.

We’re not afraid of the homes that need a lot of work. If you’re saying, “Sell my house in Kentucky!” then look no further! We’re ready to purchase your house that needs repairs and take on the hassle. If you’ve come this far, we know that you want to sell your house. Just fill in the form below and we’ll get started!


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